Defend Against the Unexpected: How to Build an Emergency Fund

Life is full of uncertainty.  Cars break down, we get sick, layoff notices come, roofs leak, water heaters burst, and bones break.  These and other events strike without warning.  If you do not have money set aside to handle these situations, you will likely be forced to rely on high-interest debt such as credit cards… Read More

The Most Important Financial Number You’re Probably Not Tracking

So, you’re starting to make better financial decisions.  Maybe you are following a budget, saving more, or working on paying down debt.  How do you stay motivated?  How do you know what difference it makes in your overall financial wellbeing?  It’s simple – track your net worth! In my MBA program, one of the sayings… Read More

How to Rebuild from Rock Bottom: 2 Powerful Financial Lessons

Have you ever found yourself drifting through life without direction or purpose?  Drifting is how you get nowhere, fast.  When you’re drifting, directionless and without goals or a plan, you can fall, unprepared, right off a cliff.  This happened to me.  In my mid-twenties, I fell off a financial cliff and hit my financial rock… Read More